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MC2 Wealth Management

FAQs

Who is MC² Wealth Management?

We assist individuals who have received settlements or verdicts and provide specialized services for attorneys working in the personal injury sector. Our advisors have over ten years of experience in investment management and financial planning, tailoring strategies to meet the unique needs of our clients.

MC² Wealth Management helps clients navigate significant financial changes, particularly those who have received funds from personal injury settlements or court decisions. We understand that this can be a complex and emotional time, which is why we prioritize our clients and focus on financial education.

We take the time to explain your options thoroughly, ensuring you understand your choices and feel confident about your financial future.

We understand that receiving a large sum of money unexpectedly can feel overwhelming. That’s why we provide a simple, step-by-step guide to help you open an account. We believe in a thoughtful and deliberate approach to investing, prioritizing education, and empowerment.

Our goal is not just to manage your money but to equip you with the knowledge and tools to make informed financial decisions. By helping you understand your investments, we aim to ease any concerns and give you confidence in your financial future.

At MC², we prioritize building strong, lasting relationships with our clients. Your advisor will always be available to answer your questions—whether they relate to market updates, major financial decisions, or simply checking in on your progress.

Even if you don’t reach out often, your advisor will provide quarterly updates on your account and schedule an annual review, either in person or online, to assess your plan and make any necessary adjustments. Additionally, we take a proactive approach, reaching out during periods of market volatility to address any concerns and provide guidance.

Yes. Through our partnership with Bison Wealth, we offer investment options designed for people who have received personal injury settlements, athletes, attorneys, individuals with special needs and their families, and families who have lost a provider. These plans are flexible and tailored to meet each client’s unique financial needs.

Even if you don’t fit into these groups, we can still create a personalized plan to help protect your money and secure your future.

At MC² Wealth Management, we mainly use exchange-traded funds (ETFs) and mutual funds—collections of stocks and bonds that help create a diversified portfolio. While we focus on maintaining a mix of investments, we may also include individual stocks and bonds when they align with your financial goals.

Our investment strategy is built around three key portfolio “sleeves”:

  • Protect – This sleeve is about keeping your initial investment protected while also seeking some return. The main goal for this sleeve is stability.
  • Income – This sleeve is designed to help you earn money regularly for your everyday expenses so you can have cash available when you need it.
  • Growth – This sleeve aims to build long-term wealth to support your future financial goals.

By spreading your investments across these three areas, we create a balanced plan that aligns with your risk tolerance, your need for cash, and your long-term financial wishes.

We know that unexpected things can happen, so we work quickly to get cash to your checking account when you need it. 

If you ask for money through direct deposit before 12 PM Eastern time, we will process it the same day. Usually, the money will be available in 1 to 3 business days, depending on your bank. 

We can also send money through wire transfer if needed. If you request a wire transfer before 12 PM Eastern, we will process it the same day as long as you sign a digital authorization before 4 PM Eastern. 

We do our best to follow these timelines to ensure fast and reliable service.

At MC² Wealth Management, taking care of your money is very important to us. Our advisors have a duty to act in your best interest, meaning we always provide guidance that aligns with your financial well-being. While all investments carry some risk, we carefully assess an appropriate level of risk to help you reach your financial goals and always communicate those risks clearly.

We also take strong security measures to keep your funds safe:

Money Movement Protocols – After you add money to your account, you cannot take any money out or send it anywhere except to your own checking or savings account unless you give clear permission. The only case when this is different is if your money is in a trust with a chosen trustee.

Safe Custody – MC² does not hold your money directly. Instead, your money is held by Fidelity or Charles Schwab, which are two well-known and trusted financial companies that are very carefully regulated.

We are committed to managing your money with integrity, security, and transparency.

We serve settlement recipients, attorneys, law firms, athletes, entertainers, and high-net-worth individuals and families. Our focus is on guiding clients through financial transitions and building long-term wealth strategies. While we do have minimum investment requirements, we assess each client’s needs individually to determine the best approach.

We charge a yearly management fee, which is automatically deducted from your account. This fee is divided into monthly payments, so you’ll see a portion of it on your monthly statements. The full details of your specific fee are included in the documents you sign when opening your account.

We do not earn extra money from the stocks or bonds we recommend for your investments. If you’re considering other investment firms, it’s a good idea to ask if they earn commissions on their recommendations as some may not be required to disclose this information.

MC² Wealth Management’s Standard Fee Schedule:

  • Under $1,000,000: 1.25% of invested assets
  • $1,000,000 – $4,999,999: 1.00% of invested assets
  • $5,000,000 – $9,999,999: 0.75% of invested assets
  • Over $10,000,000: Negotiated


Additionally, no fees are charged on annuities held as an asset class.

Yes. At MC² Wealth Management, we believe in full transparency regarding any fees or costs, including those that may not appear directly on your account statements.

Here are a few additional fees to keep in mind:

  • Wire Transfer Fees: If you need to wire money from your account, there is typically a $25 charge, which is automatically deducted when the transfer is processed.
  • Mutual Fund & ETF Expenses: All mutual funds and exchange-traded funds (ETFs) have internal expense ratios that cover the costs of professional management and security selection. These fees do not appear on your account statements but will be disclosed in the prospectus we provide before you invest.

Our goal is to ensure you fully understand any costs associated with your investments, allowing you to confidently make informed financial decisions.

Your advisory agreement with MC² Wealth Management is not a permanent commitment. While we strive to build lifelong client relationships, you have full control over your decision to continue or discontinue our services at any time.

The only exception applies if your assets are held in a trust with a third-party trustee. In this case, either the trustee or the trust protector has the authority to remove or replace us as your advisor.

Our goal is to ensure you feel confident and supported in your financial journey, whether you choose to continue working with us or explore other options.

Each exchange-traded fund (ETF) or mutual fund in your portfolio is measured against benchmarks, which serve as performance standards for comparison. We use two primary benchmarks:

  • Standard Index – A broad market measurement, typically including:
    • S&P 500 – Tracks the top 500 U.S. stocks.
    • Bloomberg U.S. Aggregate Bond Index – Represents the entire U.S. investment-grade bond market.
    • MSCI All Country World Index – Tracks 3,000 stocks across 47 countries.
  • Category Index – A narrower benchmark that compares performance against similar types of investments.


During your yearly investment review, we will look at how your portfolio compares to these benchmarks. Ideally, your investments should perform better than the category benchmark after accounting for fees. However, some protected investments may underperform in a strong market but provide better stability when the market declines. We will explain these factors in detail when reviewing your portfolio.

If certain funds are not meeting expectations, we will evaluate whether changes are needed. Some decisions take careful consideration—for example, a fund that underperforms in one year may still outperform its benchmark over time. Our team will analyze the data and provide guidance based on long-term trends and current market conditions.

The short answer is: it depends. These investments are complicated and can be very risky. Our primary focus is on protecting your money, generating income, and achieving steady, long-term growth—strategies that support financial security and stability.

However, if you are interested in speculative investments, we can connect you with experts in those areas to help explain the opportunities and risks. From there, we will work with you to determine whether including these higher-risk investments aligns with your overall financial plan.

Advisory Services provided by Bison Wealth, LLC, (“Bison”) an SEC registered investment adviser. Registration does not imply a certain level of skill or training. Advisory services are provided pursuant to an Investment Advisory Agreement and suitability review. Bison and MC2 Wealth Management are not affiliated. The information contained herein is for general information purposes only and should not be deemed and offer or solicitation of an investment product or service. Not all products and services offered by Bison are suitable for all investors. All investments contain risks to include the total loss of invested principal. The information is believed to be reliable but has not been independently verified and may change without notice. Bison does not provide tax, legal or insurance advice. Investors should consult with their financial, tax or legal advisor before investing. Additional information about Bison can be found at bisonwealth.com. [Form ADV] [Form CRS] [Privacy Policy]